{"id":3885,"date":"2020-10-15T14:05:48","date_gmt":"2020-10-15T18:05:48","guid":{"rendered":"https:\/\/www.plymouthrock.com\/?p=3885"},"modified":"2025-05-12T11:39:01","modified_gmt":"2025-05-12T15:39:01","slug":"auto-fraud","status":"publish","type":"resources","link":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud","title":{"rendered":"Auto insurance fraud: staged accidents"},"content":{"rendered":"\n

A common form of auto insurance fraud is a staged accident. Some people actually cause collisions to collect insurance payments for injuries that are either nonexistent or greatly exaggerated.<\/p>\n\n\n\n

One form of staged accident involves the car in front of you stopping suddenly for no apparent reason, so you can’t avoid a collision. Another kind of staged accident occurs when you\u2019re merging into traffic or pulling out of a parking space. The person staging the accident indicates it’s safe for you to proceed, but then intentionally smashes into your vehicle and later claims to be injured.<\/p>\n\n\n\n

Injuries are typically either \u201cphantom\u201d or soft-tissue ones that are difficult for doctors to confirm medically. The Federal Bureau of Investigations estimates that staged accidents cost the insurance industry some $20 billion a year. This kind of fraud drives up insurance rates for everyone by an average of $100 to $300 a year for each insured car, according to the FBI.<\/p>\n\n\n\n

Staged auto accidents are often committed by organized fraud rings that could include attorneys, medical providers and auto repair shops.<\/p>\n\n\n\n

How to protect yourself<\/h2>\n\n\n\n

If you\u2019re in traffic, don’t tailgate. A common cause of rear-end accidents, whether staged or not, is following too closely. You can also watch traffic beyond the car in front of you, so you can brake early if you see traffic slowing down.<\/p>\n\n\n\n

If you\u2019re in a collision, count the number of passengers in the other cars. If possible, get their names, telephone numbers and license plate numbers. More people than were actually in the vehicles may file claims. Call the police and get an official report, even if there is little or no damage.<\/p>\n\n\n\n

If possible, take photographs of the damage to the other vehicles and provide them to your insurance company to help validate auto repair bills. You can also learn about other important steps to follow at the scene of an accident.<\/p>\n\n\n\n

Report your suspicion<\/h2>\n\n\n\n

If you suspect car insurance fraud, homeowners insurance fraud<\/a> or medical fraud<\/a>, please speak up and report it \u2014 there are several ways and you can usually remain anonymous. Read further information about the importance of reporting insurance fraud<\/a>.<\/p>\n\n\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Now let\u2019s talk about you<\/strong>
\nDo you have the right coverage for your vehicle? We\u2019d love to chat with you about it. Call us at 800-516-9242<\/a> or speak to a local agent<\/a>. \n

\nIf you\u2019d rather not talk, you can get a quote<\/a> quickly and easily online. Just enter your ZIP code to get started and see how much you could save!\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n","protected":false},"excerpt":{"rendered":"

A common form of auto insurance fraud is a staged accident. Some people actually cause collisions to collect insurance payments for injuries that are either nonexistent or greatly exaggerated.<\/p>\n","protected":false},"author":6,"featured_media":4979,"menu_order":0,"template":"","format":"standard","meta":{"_acf_changed":false,"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","inline_featured_image":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":""},"products":[71],"state":[79,83,80,81,82,84],"class_list":["post-3885","resources","type-resources","status-publish","format-standard","has-post-thumbnail","hentry","products-auto","state-ct","state-ma","state-nh","state-nj","state-ny","state-pa"],"acf":[],"yoast_head":"\nAuto insurance fraud: Staged accidents | Plymouth Rock<\/title>\n<meta name=\"description\" content=\"Plymouth Rock provides details about auto insurance fraud and staged accidents including how to protect yourself and real examples.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Auto insurance fraud: staged accidents\" \/>\n<meta property=\"og:description\" content=\"Plymouth Rock provides details about auto insurance fraud and staged accidents including how to protect yourself and real examples.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud\" \/>\n<meta property=\"og:site_name\" content=\"Plymouth Rock Assurance | Car Insurance and Home Insurance\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PlymouthRockAssurance\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-12T15:39:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/hero-resc-fraud-auto-640x350-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@plymouthrock\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud\",\"url\":\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud\",\"name\":\"Auto insurance fraud: Staged accidents | Plymouth Rock\",\"isPartOf\":{\"@id\":\"https:\/\/www.plymouthrock.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/hero-resc-fraud-auto-640x350-2.jpg\",\"datePublished\":\"2020-10-15T18:05:48+00:00\",\"dateModified\":\"2025-05-12T15:39:01+00:00\",\"description\":\"Plymouth Rock provides details about auto insurance fraud and staged accidents including how to protect yourself and real examples.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#primaryimage\",\"url\":\"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/hero-resc-fraud-auto-640x350-2.jpg\",\"contentUrl\":\"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/hero-resc-fraud-auto-640x350-2.jpg\",\"width\":640,\"height\":350,\"caption\":\"dented red car\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.plymouthrock.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Resources\",\"item\":\"https:\/\/www.plymouthrock.com\/resources\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Insurance fraud prevention center\",\"item\":\"https:\/\/www.plymouthrock.com\/resources\/fraud-center\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Auto insurance fraud: staged accidents\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.plymouthrock.com\/#website\",\"url\":\"https:\/\/www.plymouthrock.com\/\",\"name\":\"Plymouth Rock Assurance | Car Insurance and Home Insurance\",\"description\":\"More than just Insurance\",\"publisher\":{\"@id\":\"https:\/\/www.plymouthrock.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.plymouthrock.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.plymouthrock.com\/#organization\",\"name\":\"Plymouth Rock Assurance Corporation\",\"url\":\"https:\/\/www.plymouthrock.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.plymouthrock.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/PRAC-Tagline_new_branding.svg\",\"contentUrl\":\"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/PRAC-Tagline_new_branding.svg\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"Plymouth Rock Assurance Corporation\"},\"image\":{\"@id\":\"https:\/\/www.plymouthrock.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/PlymouthRockAssurance\/\",\"https:\/\/x.com\/plymouthrock\",\"https:\/\/www.instagram.com\/plymouthrockassurance\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Auto insurance fraud: Staged accidents | Plymouth Rock","description":"Plymouth Rock provides details about auto insurance fraud and staged accidents including how to protect yourself and real examples.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud","og_locale":"en_US","og_type":"article","og_title":"Auto insurance fraud: staged accidents","og_description":"Plymouth Rock provides details about auto insurance fraud and staged accidents including how to protect yourself and real examples.","og_url":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud","og_site_name":"Plymouth Rock Assurance | Car Insurance and Home Insurance","article_publisher":"https:\/\/www.facebook.com\/PlymouthRockAssurance\/","article_modified_time":"2025-05-12T15:39:01+00:00","og_image":[{"width":640,"height":350,"url":"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/hero-resc-fraud-auto-640x350-2.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@plymouthrock","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud","url":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud","name":"Auto insurance fraud: Staged accidents | Plymouth Rock","isPartOf":{"@id":"https:\/\/www.plymouthrock.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#primaryimage"},"image":{"@id":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#primaryimage"},"thumbnailUrl":"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/hero-resc-fraud-auto-640x350-2.jpg","datePublished":"2020-10-15T18:05:48+00:00","dateModified":"2025-05-12T15:39:01+00:00","description":"Plymouth Rock provides details about auto insurance fraud and staged accidents including how to protect yourself and real examples.","breadcrumb":{"@id":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#primaryimage","url":"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/hero-resc-fraud-auto-640x350-2.jpg","contentUrl":"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/hero-resc-fraud-auto-640x350-2.jpg","width":640,"height":350,"caption":"dented red car"},{"@type":"BreadcrumbList","@id":"https:\/\/www.plymouthrock.com\/resources\/fraud-center\/auto-fraud#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.plymouthrock.com\/"},{"@type":"ListItem","position":2,"name":"Resources","item":"https:\/\/www.plymouthrock.com\/resources"},{"@type":"ListItem","position":3,"name":"Insurance fraud prevention center","item":"https:\/\/www.plymouthrock.com\/resources\/fraud-center"},{"@type":"ListItem","position":4,"name":"Auto insurance fraud: staged accidents"}]},{"@type":"WebSite","@id":"https:\/\/www.plymouthrock.com\/#website","url":"https:\/\/www.plymouthrock.com\/","name":"Plymouth Rock Assurance | Car Insurance and Home Insurance","description":"More than just Insurance","publisher":{"@id":"https:\/\/www.plymouthrock.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.plymouthrock.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.plymouthrock.com\/#organization","name":"Plymouth Rock Assurance Corporation","url":"https:\/\/www.plymouthrock.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.plymouthrock.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/PRAC-Tagline_new_branding.svg","contentUrl":"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/PRAC-Tagline_new_branding.svg","width":"1024","height":"1024","caption":"Plymouth Rock Assurance Corporation"},"image":{"@id":"https:\/\/www.plymouthrock.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/PlymouthRockAssurance\/","https:\/\/x.com\/plymouthrock","https:\/\/www.instagram.com\/plymouthrockassurance"]}]}},"_links":{"self":[{"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/resources\/3885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/resources"}],"about":[{"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/types\/resources"}],"author":[{"embeddable":true,"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/users\/6"}],"version-history":[{"count":0,"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/resources\/3885\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/media\/4979"}],"wp:attachment":[{"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/media?parent=3885"}],"wp:term":[{"taxonomy":"products","embeddable":true,"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/products?post=3885"},{"taxonomy":"state","embeddable":true,"href":"https:\/\/www.plymouthrock.com\/wp-json\/wp\/v2\/state?post=3885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}