{"id":37905,"date":"2025-09-14T15:27:00","date_gmt":"2025-09-14T19:27:00","guid":{"rendered":"https:\/\/www.plymouthrock.com\/?p=37905"},"modified":"2025-12-11T11:48:30","modified_gmt":"2025-12-11T16:48:30","slug":"how-to-get-car-insurance-in-connecticut","status":"publish","type":"resources","link":"https:\/\/www.plymouthrock.com\/resources\/how-to-get-car-insurance-in-connecticut","title":{"rendered":"How to get car insurance in Connecticut"},"content":{"rendered":"\n<h2 style=\"margin-bottom:0px;\">How to get car insurance in Connecticut<\/h2>\n\n\n\n<p>From Hartford to New Haven, you can count on Plymouth Rock to protect you on the road. Here\u2019s how to get <a href=\"https:\/\/www.plymouthrock.com\/insurance\/auto\/ct\">car insurance in Connecticut<\/a>.<\/p>\n\n\n\n<p>Getting great car insurance for a great price shouldn\u2019t be hard. That\u2019s why Plymouth Rock makes it easy for you to get a fast quote online and over the phone.<\/p>\n\n\n\n<p style=\"margin-bottom:0px;\">Before you call or go online to get your quote, be sure to have the following information handy:<\/p>\n\n\n\n<ul style=\"margin-top:0px; margin-bottom:15px;\"><li>Email address<\/li><li>Birth date<\/li><li>Address<\/li><li>Phone number<\/li><li>Vehicle Identification Number (VIN)<\/li><\/ul>\n\n\n\n<p>Whether you call or use our convenient online form, we\u2019ll guide you through from start to finish. We\u2019ll help find the right coverage for you and what CT discounts you qualify for.<\/p>\n\n\n\n<h2 style=\"margin-bottom:0px;\">How much insurance is right for you?<\/h2>\n\n\n\n<p>Having the minimum coverage means you\u2019ll get just that: the minimum. This means premiums are less expensive, but you may pay more out of pocket in the unfortunate event of an accident. When you buy your policy, you can choose your limits and optional coverages to best protect you and your assets.<\/p>\n\n\n\n<p>Any company can give you an attractive price on auto insurance in Connecticut. It\u2019s more important to make sure you\u2019re getting the coverage and service you need.&nbsp;<\/p>\n\n\n\n<p>The right amount of coverage is different for each person. Our friendly insurance experts can help you figure out what\u2019s right for you and your situation. We offer great coverage at even better prices, along with our excellent customer care and <a href=\"https:\/\/www.plymouthrock.com\/insurance\/auto\/ct\/discounts-benefits\">unique benefits<\/a>.<\/p>\n\n\n\n<h2 style=\"margin-bottom:0px;\">Connecticut state requirements<\/h2>\n\n\n\n<p>If you own a vehicle in Connecticut, you\u2019re legally <a href=\"https:\/\/www.plymouthrock.com\/resources\/understanding-auto-insurance-coverage-in-connecticut\">required to have auto insurance<\/a> for it. You\u2019re required to carry these coverages at the following limits:<\/p>\n\n\n\n<div style=\"border:1px solid #0078D6\"><table style=\"margin-bottom:0px;\"><tr><td style=\"background-color:#0078D6; border-color:#0078D6; color:#fff; padding:10px 10px 10px 15px; text-align: left; width:50%;\"><strong>Required Coverage<\/strong><\/td><td style=\"background-color:#0078D6; border-color:#0078D6; color:#fff; padding:10px 10px 10px 10px; text-align: center; width:50%;\"><strong>Minimum Limits<\/strong><\/td><\/tr>\n\n<tr><td style=\"background-color:#e5f2fb; border-color:#ffffff; padding:10px 15px 10px 15px; text-align: left;\">Bodily Injury Liability<\/td><td style=\"background-color:#e5f2fb; border-color:#ffffff; padding:10px 15px 10px 15px; text-align: left;\">$25,000 per person \/ $50,000 per accident<\/td><\/tr>\n\n<tr><td style=\"background-color:#fff; border-color:#ffffff; padding:10px 15px 10px 15px; text-align: left;\">Property Damage Liability<\/td><td style=\"background-color:#fff; border-color:#ffffff; padding:10px 15px 10px 15px; text-align: left;\">$25,000 per accident<\/td><\/tr>\n\n<tr><td style=\"background-color:#e5f2fb; border-color:#ffffff; padding:10px 15px 10px 15px; text-align: left;\">Uninsured\/Underinsured Motorist<\/td><td style=\"background-color:#e5f2fb; border-color:#ffffff; padding:10px 15px 10px 15px; text-align: left;\">$25,000 per person \/ $50,000 per accident<\/td><\/tr>\n\n<\/table><\/div>\n\n\n\n<h3 style=\"font-size:18px; margin-bottom:0px;\"><strong>Bodily injury liability coverage<\/strong><\/h3>\n\n\n\n<p>This protects you if you&#8217;re liable for injuring someone in a car accident. This coverage can help pay for the injured party&#8217;s medical expenses, lost wages and pain and suffering. It may also help pay your expenses in a related lawsuit. You need at least $25,000 of coverage per person and $50,000 per accident in CT.<\/p>\n\n\n\n<h3 style=\"font-size:18px; margin-bottom:0px;\"><strong>Property damage liability coverage<\/strong><\/h3>\n\n\n\n<p>This protects you if you are liable for damaging someone else&#8217;s property in a car accident. This coverage helps reimburse another person for their damaged property (such as a car or a building). It also helps pay your expenses in the event of a related lawsuit. There\u2019s a minimum limit of $25,000 per accident for CT insurance policies.<\/p>\n\n\n\n<h3 style=\"font-size:18px; margin-bottom:0px;\"><strong>Uninsured\/underinsured motorist coverage (UM\/UIM)<\/strong><\/h3>\n\n\n\n<p>This coverage helps pay medical costs and other related expenses when you or one of your passengers is injured in an accident caused by a driver who doesn&#8217;t have insurance or has insufficient insurance. It also covers unidentified drivers, as in the case of hit-and-run accidents. The minimum limit for UM\/UIM coverage is $25,000 per person and $50,000 per accident. UM\/UIM coverage does not pay for physical damage to your car, but your optional collision coverage will.<\/p>\n\n\n\n<h2 style=\"margin-bottom:0px;\">Recommended insurance coverage in CT<\/h2>\n\n\n\n<p>When you come to Plymouth Rock for your car insurance needs in CT, you\u2019ll have some additional coverages to choose from. While not required, these recommended coverages offer more protection for you and your vehicle. Here are just a few of the optional coverages our customers in Connecticut purchase:<\/p>\n\n\n\n<p><strong>Collision coverage<\/strong> helps pay to repair or replace your car after a collision with another vehicle or stationary object. Collision only covers damage to your car or someone else\u2019s car that you are using with permission.<\/p>\n\n\n\n<p><strong>Comprehensive coverage<\/strong> helps pay for damage to your car in situations NOT related to a collision. This includes natural disasters, fire, theft, vandalism, damage caused by hitting an animal and more.<\/p>\n\n\n\n<p><strong>Underinsured motorist conversion coverage<\/strong> helps pay for injuries beyond your own uninsured and underinsured motorist coverage. Normally, your insurance will only pay for injuries up to your own UM\/UIM limit. With conversion coverage, you can collect up to your limit in addition to the other driver\u2019s liability limit.<\/p>\n\n\n\n<p>Let\u2019s say your UM\/UIM coverage limit is $50,000. You were involved in an accident with an at-fault driver who only had $25,000 of liability coverage, and you suffered $75,000 worth of injuries. Without conversion coverage, you can only collect up to your limit of $50,000. With conversion coverage, you can stack your $50,000 coverage and the other driver\u2019s $25,000 coverage to collect up to $75,000.<\/p>\n\n\n\t\t<div data-elementor-type=\"section\" data-elementor-id=\"36610\" class=\"elementor elementor-36610\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ee649ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee649ab\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c502b6\" data-id=\"4c502b6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21697f5 post-margins post-link-class elementor-widget elementor-widget-html\" data-id=\"21697f5\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p style=\"margin-bottom: 0px;\"><strong>Now let\u2019s talk about you<\/strong><br \/>\nDo you have the right coverage for your vehicle? We\u2019d love to chat with you about it. Call us at <a href=\"tel:1-800-516-9242\">800-516-9242<\/a> or speak to a <a href=\"https:\/\/www.plymouthrock.com\/find-an-agent\">local agent<\/a>. \n<br \/><br \/>\nIf you\u2019d rather not talk, you can <a href=\"https:\/\/buy.plymouthrock.com\/esales\/entry\/start?PLF_Code=HIPT&amp;iRefid=Website&amp;iRefclickid=Copy_Link\">get a quote<\/a> quickly and easily online. Just enter your ZIP code to get started and see how much you could save!\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\n\n\n<p style=\"font-size:10px; line-height:17px; margin-top:15px;\">The information on this page is for educational purposes only. Actual coverage is subject to the language of the policy. Certain restrictions and limitations may apply.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>From Hartford to New Haven, you can count on Plymouth Rock to protect you on the road. Here\u2019s how to get car insurance in Connecticut.<\/p>\n","protected":false},"author":6,"featured_media":37907,"menu_order":0,"template":"","format":"standard","meta":{"_acf_changed":false,"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","inline_featured_image":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":""},"products":[71],"state":[79],"class_list":["post-37905","resources","type-resources","status-publish","format-standard","has-post-thumbnail","hentry","products-auto","state-ct"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.8 (Yoast SEO v25.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to get car insurance in CT | Plymouth Rock Assurance<\/title>\n<meta name=\"description\" content=\"Getting great car insurance shouldn\u2019t be hard. 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